Hi I'm Joanne, nice to meet you!

If you're feeling overwhelmed, I can help!

I'm a realtor who cares

I want to help you realize your real estate goals!

Advice Selling

I am here to help you buy a home

Buying a home is one of the largest financial transactions you will make in your life, so there are many important questions to consider when purchasing a home.

That’s why I created my 5 step process, The Jo Method. It’s designed to help you find a place of your own.

Advice Selling

I WILL BE YOUR GUIDE TO BUYING

If you are looking for a realtor who will provide guidance and educate you every step of the way. I'm right here!

I will provide insight, honesty, and respect throughout the process.  My goal is to be there for you and we will work together to find you what you’re looking for.

The Jo Method Buyer Guide is here!

If you are thinking about buying and not sure where to start, contact me today and I can provide a FREE copy of my 5 step process.  Don't be overwhelmed by buying, I can provide the tools and expert advice you need!

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HOME BUYER'S GLOSSARY

AMORTIZATION SCHEDULE

The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.

Equity

The process of determining the market value of a property.

Mortgage

A mortgage that can not be prepaid or negotiated for a set period of time without penalties.

Closing date

The date on which the new owner takes possession of the property and the sale becomes final.

Collateral

An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.

Deposit

A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.

Equity

The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.

Term

A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.

Term

The period of time the financing agreement covers. The terms available are; 6 Month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.

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Take the next step in your journey

I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer:

Personalized service

Local market knowledge

Excellent communication

Strong negotiating skills

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