Buying a home is one of the largest financial transactions you will make in your life, so there are many important questions to consider when purchasing a home.
That’s why I created my 5 step process, The Jo Method. It’s designed to help you find a place of your own.
If you are looking for a realtor who will provide guidance and educate you every step of the way. I'm right here!
I will provide insight, honesty, and respect throughout the process. My goal is to be there for you and we will work together to find you what you’re looking for.
If you are thinking about buying and not sure where to start, contact me today and I can provide a FREE copy of my 5 step process. Don't be overwhelmed by buying, I can provide the tools and expert advice you need!
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
The process of determining the market value of a property.
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
The date on which the new owner takes possession of the property and the sale becomes final.
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
The period of time the financing agreement covers. The terms available are; 6 Month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer: